At Haynie, our professionals spend their days working with business owners, CFOs, entrepreneurs, nonprofit leaders, and individuals navigating the complexities of financial decisions. Lately, one thing has become clear: even the most successful people are feeling the pressure of uncertainty…
Banks want an extra layer of security for business loans, and a personal guarantee delivers it. The pledge often speeds approval and can shave points off the interest rate. Many business owners accept that personal exposure as the price of…
In a move that garnered widespread attention, the One Big Beautiful Bill Act (OBBBA) accelerated the expiration dates of several energy tax credits. Given the shortened windows for claiming these benefits, taxpayers are encouraged to pay careful attention to the…
You may think you don’t own a particular business interest, but the IRS might disagree. Under what’s known as the constructive ownership rules, the tax code can attribute ownership to you based on family relationships or the way entities are…
Many people reach 65 expecting Medicare to replace their health insurance and ease budget pressures. But in reality, Medicare often adds a new layer of costs – monthly premiums, income-based surcharges, and potential late penalties that can last a lifetime…
On August 22, 2025, our Littleton office proudly participated in the Climbing for Kids event, benefiting the Children’s Hospital Colorado Foundation. This annual fundraiser supports critical programs for children facing mental health challenges—a cause that resonates deeply with many of…
On August 25th, our Salt Lake City office proudly hosted the 7th Annual Golf Fundraiser at the beautiful Thanksgiving Point Golf Club, emceed by Jeff Jones & Robert Jensen. It was a day filled with friendly competition, community spirit, and…
Expert Insights from Nate Davis and Sue Hardy Nate Davis and Sue Hardy recently led an engaging webinar focused on the complexities of 401(k) plan audits, fiduciary responsibilities, and best practices for plan sponsors. They emphasized the importance of accurate…
When a pass-through business takes out a loan at the entity level and immediately distributes the borrowed funds to its owners, this is considered a debt-financed distribution. This maneuver gives the owners immediate liquidity without triggering a current tax bill,…
Making the jump to S-corporation status probably wasn’t an impulse decision; you looked at your books, saw profits piling up well beyond the salary you pay yourself, and decided it was time to stop feeding self-employment tax on every extra…
